On January 21st of this year I wrote about the expected downgrading of insurers. See Brace Yourself: http://www.servias.org/?p=48 .
This is now occurring. MBIA Loses AAA Insurer Rating From Fitch Rating Agency Over Capital. See : http://www.bloomberg.com/apps/news?pid=20601087&sid=aUKrtfm0u4yI&refer=home
This only reinforces the need to be vigilant in placing your finances in defense mode. Do not be lulled into complacency. Those that are in control will not give us an early "head’s up" to a financial entity problem. The average person will be the last to know.
I received a question about buying silver. Is there any difference in silver rounds versus 100 oz. silver bars? No. Either is good. 1 oz. Silver rounds can be sold in smaller increments as cash is needed.