Archive for November, 2012

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Bond Market Bubble ready to burst

Friday, November 30th, 2012

With interest rates hovering close to zero and true inflation much higher, the bond market is poised to have its bubble burst.  The talk of energy independence of the U.S. is smoke and mirrors.  I expect $3.75 natural gas to become history when exploration companies finally run out of cheap money to drill expensive wells.  These horizontal gas wells are not economically justified at the current price level.  We need $6-8 natural gas to truly break even.  But when the investment alternatives are so poor, investors tend to seek out the best “ugly” investment in town.  Natural gas drilling is the beneficiary.  Other countries are willing to pay up to $15 per MCF for natural gas so there will be some of the US natural gas shipped to those countries via specialized tankers.

Global commodity prices will reflect the US Dollar’s depreciation.  Other currencies are becoming “reserve” currencies in practice.  The demand for Dollars will decline causing further depreciation of value for those who hold them.  Couple that with US Government Bond yields and you have a serious problem.  When the bubble pops, the Federal deficit will skyrocket due to higher interest expense on the massive debt level.  In the private sector, bankruptcy is the only solution.  I wonder what these guys will think of when the day of reckoning arrives?  Those retirement accounts are looking yummy!

Posted in Biblical Economics & Money | Comments Closed

A Graphic Reality

Friday, November 30th, 2012

 

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How will this be paid for?

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Force Majeure at two depositories?

Thursday, November 29th, 2012

CME Declares Force Majeure at Manhattan Gold Depository

Read more: http://www.foxbusiness.com/news/2012/11/26/cme-declares-force-majeure-at-manhattan-gold-depository/#ixzz2DWWpuvB5

CME announced that it’s Manfra (MBT) bullion depository can’t deliver bullion right now because of Sandy (force majeure):

http://www.fxstreet.com/fundamental/analysis-reports/gold-investments-market-update/2012/11/27/

It is highly unusual and unlikely that the true issue is a result of Hurricane Sandy.  Vaults are designed to withstand every type of “act” of nature.

Somebody wants their gold and there may not be enough to deliver!

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Be Ye Transformed

Wednesday, November 28th, 2012

Romans 12:1  I beseech you therefore, brethren, by the mercies of God, that you present your bodies a living sacrifice, holy, acceptable to God, which is your reasonable service.  2   And do not be conformed to this world, but be transformed by the renewing of your mind, that you may prove what is that good and acceptable and perfect will of God.  NKJV

We have responsibilities given to us by Our Heavenly Father.  WE must present our bodies to Our Heavenly Father as a living sacrifice, holy, and acceptable.  It is our reasonable service.  We must renew our mind.  We must prove what is that good and acceptable and perfect will of Our Heavenly Father.

The good news is that your mind CAN BE renewed no matter how old you are or what age you became a Christian.  Let the Word of GOD be as a cool drink and refresh you.  Read the Words of Jesus.  Read 1,2,3 John.  Focus on the Epistle of James.  Read Proverbs.

Quit being obsessed with the news.  Is any of it surprising Our Heavenly Father?  Focus on what and who you can impact.  Be a blessing today.  Send forth a kind Word.  Someone needs it!

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Fiscal Cliff Source

Tuesday, November 27th, 2012

Today, an article was published that further expands on comments I made in an earlier blog:

http://finance.yahoo.com/news/why-16-trillion-only-hints-040600503.html

The question is asked: Why haven’t Americans heard about the titanic $86.8 trillion liability from these programs?

If you have been reading our blogs over the last few years, you have heard about this issue.  The mainstream media has no interest in “telling it like it is”.  Objective reporting was lost some time back.  They are now in the “perception” business.

Hyper-inflation is the real risk with this kind of liability.  The government is borrowed up to the hilt.  The only viable means of repayment is with depreciated dollars.  Then the bond market will retaliate by increasing interest rates thus causing a deeper deficit.  There is not a painless outcome on the horizon.

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Speechless!

Tuesday, November 27th, 2012

 

The parable of the Wedding Feast contains much revelation and we are admonished to pay close attention to its contents.  Our Heavenly Father sent HIS Beloved Son to speak these words and have them recorded for our use today.  In the previous blogs “Come!” we have been summoned to the Wedding Feast.  Other dispensations had the opportunity to participate but failed to respond.  We are now at the center of this parable and it is our destiny to attend this great feast.  The only question is what condition will we be in at our arrival.

Each of us is accountable for our own actions.  You can sit around and blame others for your situation but in the end… you are accountable.  You will stand before The Throne, not your parents, not your spouse, not your friends nor your enemies.  Just you.

If you were summoned to the Wedding Feast in Matthew 22 today, would you be ready?  If not, why?  Have you been busy with all of your attention on the world and its trappings?

Once the people had been summoned to the Wedding Feast, Our Heavenly Father arrives, “The king came in to see the guests”.  There was a formal assessment of the guests.  The king righteously judged each attendee and HE specifically approaches one who was not wearing an appropriate wedding garment.  Can you picture the scene?  All eyes were on the King as HE walked among the attendees.  HE specifically eyes the one without a wedding garment.  The servants had not perceived the issue or they would have surely not invited the man.  Other attendees had made no attempt to warn the man.  The man may have appeared acceptable to all except for the King.  So he said to him, ‘Friend, how did you come in here without a wedding garment?’  Not good!

A Wedding is a consummation of Love.  Two become one and begin a life that promotes and perpetuates life.  The marriage of the King’s Son is the first step to fatherhood and accepting the full authority over all the kingdom.  The bride is given an equal inheritance as well.  The importance of this event cannot be overstated.

And he was speechless.  At first glance, it would appear that the man was unknowingly unprepared and then he knew not to respond out of embarrassment.  However as we look at the word “speechless” we find that it means:

1) to close the mouth with a muzzle, to muzzle

2) metaphorically:

a) to stop the mouth, make speechless, reduce to silence

b) to become speechless

3) to be kept in check

The man was restrained from replying to the question.  Our Heavenly Father already knew the answer but posed the question to make HIS point.  There will be no acceptable excuses for being unprepared at a personal level.  Many voice their desire to be an Overcomer but your wedding garment will tell the story.  Let’s now focus on this wedding garment.  The wedding garment is defined in Revelations 19:

7   Let us be glad and rejoice and give Him glory, for the marriage of the Lamb has come, and His wife has made herself ready.”

8   And to her it was granted to be arrayed in fine linen, clean and bright, for the fine linen is the righteous acts of the saints.  NKJV

Your righteous acts will be your wedding garment.  You will not be able to attend the wedding by riding the coattails of someone else.  Each of us must have our own garment.  What are righteous acts?  The word ‘righteous’ comes from the root meaning:

1) righteous, observing divine laws

a) in a wide sense, upright, righteous, virtuous, keeping the commands of God

1) of those who seem to themselves to be righteous, who pride themselves to be righteous, who pride themselves in their virtues, whether real or imagined

2) innocent, faultless, guiltless

3) used of him whose way of thinking, feeling, and acting is wholly conformed to the will of God, and who therefore needs no rectification in the heart or life    a) only Christ truly

4) approved of or acceptable of God

b) in a narrower sense, rendering to each his due and that in a judicial sense, passing just judgment on others, whether expressed in words or shown by the manner of dealing with them

What is even more important is to understand that righteous acts are not only those acts that are according to the Law but are done with the intent of Love.  If your heart is not right, your acts will not be acceptable for Jesus said that Love fulfills the entire Law and the Prophets.  Personal preparation precedes the activation of your calling.  If your heart is properly prepared, your acts will be acceptable.  If you are walking in Love, you will properly respond to Our Heavenly Father’s voice and only do those things that HE calls you to do.  You are not required to perform based on peer pressure.  Each of us must restrain ourselves from being tempted to be swept into someone else’s calling or path.  Each of us has a personal mandate given to us by Our Heavenly Father.  Our wedding garment while acceptable will look different and unique versus someone else’s garment.  That is the beauty of a Wedding Feast.

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Come! Part 2

Saturday, November 24th, 2012

In yesterday’s blog I wrote on the parable of the Wedding feast from Matthew 22.  There were three different attempts to bring forth attendees:

1)  Those who were not willing to come.

2)  Those who made a mockery of the Wedding and were lawless.

3)  Those who were called: Therefore go into the highways, and as many as you find, invite to the wedding.

The Scripture is multifaceted in what it speaks to us.  As we dig deeper into the parable and seek greater understanding, revelation opens up to us.  In this parable there are three groups of people who represent the major dispensations:  Passover Age (Israel), Pentecostal Age (the church), and Tabernacles Age (the Overcomers).  The Jews were not willing to come to the Wedding feast since they did not believe Jesus to be the Son of GOD.  The church in the Pentecostal Age has been known for its unrighteousness and sin.  Lawlessness included plundering and killing in the name of GOD.  The last 2,000 years of history confirm this prevailing attitude.  They have been too busy with their own doctrine to realize the importance of coming to this wedding.  Let’s focus on the third group.

“Therefore go into the highways” indicates where the servants are to find the third group.  They are not in organized religion but seem to be dispersed into the general population.  Further, “highways” is the same word translated as “The Way”.  In John 14:6  Jesus said “I am The Way, the Truth, and the Life: no man cometh unto the Father, but by me.”  The Way into the Holy of Holies is by righteousness.  Jesus said in Matthew 5:8 “Blessed [are] the pure in heart: for they shall see God.”  Those with the revelation of The Way were called to the Wedding feast.  The messengers of Our Heavenly Father brought in the third group of people to the Wedding hall but then we are given an interesting addition to the parable:

Matthew 22:10  So those servants went out into the highways and gathered together all whom they found, both bad and good. And the wedding hall was filled with guests.

Both good and bad?  Here we have Our Heavenly Father who has sent out HIS servants and they return with some who are “bad” or wicked?  It is clear that the servants were not able to discern the hearts of the attendees or they would not have been gathered to attend.  It is one thing to get invited to the Wedding, and it is another to be acceptable.  You can have the revelation of Tabernacles and not be chosen to bring forth the Kingdom.  It is a heart issue.  The servants could not discern which people were to attend.  They were to gather all of those who were called to be Overcomers.  They did their job.  Now comes the time for the fruit inspection:

11  “But when the king came in to see the guests, he saw a man there who did not have on a wedding garment

Our Heavenly Father begins HIS inspection.  How would you like to be the man without a wedding garment?  Revelations 19 tells us more about the wedding garment:

7   Let us be glad and rejoice and give Him glory, for the marriage of the Lamb has come, and His wife has made herself ready.”

8   And to her it was granted to be arrayed in fine linen, clean and bright, for the fine linen is the righteous acts of the saints.

9   Then he said to me, “Write: ‘Blessed are those who are called to the marriage supper of the Lamb!’ ” And he said to me, “These are the true sayings of God.”

We will be inspected for our righteous acts, our fruit.  Will we be clothed with that fine linen, bright and pure?  Our Heavenly Father will judge our acts to determine if they are righteous.  We must understand that apparent righteous acts are subject to scrutiny.  They must be pure.  We will be judged for our intent behind those acts.  Will your wedding garment be fine linen?  Linen is what the High Priest wore in order to enter the Presence of THE LORD.  Can you imagine Our Heavenly Father asking you this question:

Mat 22:12   So he said to him, ‘Friend, how did you come in here without a wedding garment?’ And he was speechless.

Our Heavenly Father has given us ample opportunity to prepare.  HE has given us gifts and a calling plus all the tools to bring forth that calling that we might produce good fruit.  Our fruit WILL BE inspected.  Our intent will be discerned.  What motivates you?  Where do you spend your time?  Where do you place your finances?  You will not answer to me or any other aspiring Overcomer.  Will you too be speechless?  My desire is to get us all to the Wedding feast in proper attire however you are accountable for your actions and your fruit.  What was the result of not having on an acceptable wedding garment?

13  Then the king said to the servants, ‘Bind him hand and foot, take him away, and cast him into outer darkness; there will be weeping and gnashing of teeth.’

You will be removed from the Presence of Our Heavenly Father.  You will then be placed into judgment for an extended cleansing and purification cycle.  Let not this judgment be exacted on you or me.  My goal is to insure that the brethren are acceptable in HIS sight.  How can we be assured of acceptance?  We must focus on becoming as our elder Brother Jesus.  He is the expression of the Love of Our Heavenly Father.  As we focus on Love, our actions based on Love will follow.  Those actions will produce good fruit.  When the time comes for inspection, we will be acceptable because we are wearing bright and pure wedding garments.  We will then fully comprehend the final verse of this parable:

14   “For many are called, but few are chosen.”

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Come!

Friday, November 23rd, 2012

Proverbs 9:​1 Wisdom has built her house, ​​She has hewn out her seven pillars;

2 ​​She has slaughtered her meat, ​​She has mixed her wine, ​​She has also furnished her table.

3 ​​She has sent out her maidens, ​​She cries out from the highest places of the city,

4 ​​“Whoever is simple, let him turn in here!” ​​As for him who lacks understanding, she says to him,

5 ​​“Come, eat of my bread  ​​And drink of the wine I have mixed.

6 ​​Forsake foolishness and live, ​​And go in the way of understanding

Wisdom prepares a feast for us to partake.  The number seven means“Spiritual Perfection” and here it is being associated with a feast.  Messengers are sent out to notify the people of a feast of wisdom and understanding.  It is a Feast of revelation.

Jesus also spoke a parable of a feast in Matthew 22:1-14.

The servants were sent out three times representing the revelation of three feasts: Passover, Pentecost, and Tabernacles in verses 3, 4, and 9:

3 and sent out his servants to call those who were invited to the wedding; and they were not willing to come.

4 Again, he sent out other servants, saying, ‘Tell those who are invited, “See, I have prepared my dinner; my oxen and fatted cattle are killed, and all things are ready. Come to the wedding.” ’

5 But they made light of it and went their ways, one to his own farm, another to his business.

6 And the rest seized his servants, treated them spitefully, and killed them.

7 But when the king heard about it, he was furious. And he sent out his armies, destroyed those murderers, and burned up their city.

8 Then he said to his servants, ‘The wedding is ready, but those who were invited were not worthy.

9 Therefore go into the highways, and as many as you find, invite to the wedding.’

10 So those servants went out into the highways and gathered together all whom they found, both bad and good. And the wedding hall was filled with guests.

11 “But when the king came in to see the guests, he saw a man there who did not have on a wedding garment.

12 So he said to him, ‘Friend, how did you come in here without a wedding garment?’ And he was speechless.

13 Then the king said to the servants, ‘Bind him hand and foot, take him away, and cast him into outer darkness; there will be weeping and gnashing of teeth.’

14 “For many are called, but few are chosen.”

Notice in verse 8 there are those who are not worthy.  Who are they?  Jesus spoke on this topic in an earlier parable:

Mathew 10:37 He who loves father or mother more than Me is not worthy of Me. And he who loves son or daughter more than Me is not worthy of Me. 38 And he who does not take his cross and follow after Me is not worthy of Me. 39 He who finds his life will lose it, and he who loses his life for My sake will find it.

Worthiness centers around “losing” your life, dying to self.  It is all about Love.  Our Heavenly Father has issued the command to “Come!” and people are too busy to receive the revelation of being an active participant in the coming age.  In all three dispensations, Our Heavenly Father issued the call.  Each time those who were invited were too busy with worldly tasks to partake of HIS bread.  The Age of Tabernacles is preceded by the command to Come and dine.  The Bride of Christ is to be consummated.  Are you distracted with other areas of focus?  Have you been misdirected to worldly projects?  Weddings are all about Love and unity.  If you are not clothed in a wedding garment of Love, will you be allowed to stay?  Unprofitable servants (Matt 25), those without revelation of how to serve, will be cast out of the banquet.  “For many are called, but few are chosen.”  Think about it!

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The Human Agent of the LORD: Part 2

Thursday, November 22nd, 2012

As mentioned before:

In Acts 16, Paul is given a vision:

9 And a vision appeared to Paul in the night. A (certain) man of Macedonia stood and pleaded with him, saying, “Come over to Macedonia and help us.”

Thus Paul and Silas headed to Macedonia to preach the Gospel.  A certain slave girl possessed with a spirit of divination, a human agent of the spirit of Python, attempted to distract and misdirect Paul ever so slightly.  She prophesied a truth but was motivated by the wrong spirit:

17 This girl followed Paul and us, and cried out, saying, “These men are the servants of the Most High God, who proclaim to us the way of salvation.”

18a  And this she did for many days.

What she was the truth but was not appointed by Our Heavenly Father.  At first I am sure that Paul’s entourage was excited about these words of encouragement that confirmed his calling for “this she did for many days”.  Paul finally sensed a distraction to his mission:

18b   But Paul, greatly annoyed, turned and said to the spirit, “I command you in the name of Jesus Christ to come out of her.” And he came out that very hour.

It is clear that Paul did not immediately detect the issue or he would have commanded the spirit to depart immediately.  It was not until he realized that she initiated a subtle distraction that greatly annoyed him did he take action.  Once he no longer had peace in his spirit did he realize the issue.  Distraction from our calling causes misdirection and it is ever so subtle.  Suddenly one day we wake up and realize we are focused on activities and events that have nothing to do with our calling but are now preoccupying time.  We are human agents of Our Heavenly Father to bring forth the Kingdom.  We cannot do this in a distracted state.

Once Paul removed her money making gift, he and Silas became targets for her owners.  Now Paul and Silas are “troubling their city and they teach customs which are not lawful for us, being Romans, to receive or observe.”.  The fact is that Paul and Silas upset the Babylonian system of greed, the love of money.  They were then thrown in prison.  The Law of Love of the Kingdom was being challenged a lower kingdom.  The kingdom of Python was being challenged by the Kingdom of GOD.

Paul and Silas were given many stripes on their back and then cast into prison.  They were then thrust into the inner prison with their feet in stock… maximum security.  Could a maximum security environment keep Paul and Silas from their calling?

25  But at midnight Paul and Silas were praying and singing hymns to God, and the prisoners were listening to them.

26  Suddenly there was a great earthquake, so that the foundations of the prison were shaken; and immediately all the doors were opened and everyone’s chains were loosed.

Our Heavenly Father will do whatever is necessary to remove the roadblocks from your calling.  You must stay focused on HIM rather than the adversity before you.  The adversary will test you even to the extreme, especially when you challenge his territory.  His authority is subject to the ultimate authority of the Most High God and HIS Divine Court.  Paul and Silas were beaten and imprisoned under false pretense thus they had a right to seek judgment in the Court. They prayed and won the verdict.  Our Heavenly Father responded and freed their shackles.  The spirit of Python lost the case.  In addition, Paul led the prison warden to salvation thwarting the warden’s plan to commit suicide.  The warden’s entire household was saved and baptized that night.  Can you imagine the changes to the prison afterward?

Paul and Silas were the human agents selected to bring for the Gospel to Macedonia.  The job may seem to be glamorous until you read of them being beaten with stripes and thrust into prison.  How many of us would want that calling?

Back to the coin that represented victory over Python (from the previous blog)…

I had been carrying the coin as directed by Our Heavenly Father.  I was pursuing my calling as “Treasurer” and had an opportunity to discuss some funding projects in China that would generate notable income which could then be used to fund and establish the Kingdom.  An associate and I went up to Toronto to meet with three Chinese men.  The leader of these men was esteemed by the community.  No one would look him in the eye.  He spoke little English so one of the other men translated for him.  We met at a Chinese Restaurant in the Chinatown district of Toronto.  This was fourteen years ago now.  Our table was sectioned off with movable partitions for privacy.  We began what seemed to be a twelve course meal.  Both parties began assessing the other.  Much tea was served so from time to time each of us would excuse ourselves to the restroom.  While I was in the restroom, Our Heavenly Father spoke to me.  HE said, “Take out the gold coin and give it to the leader but only after you explain in a generic sense how you were given the coin”.

I returned to the table and did as I was directed.  I told the story and then unexpectedly displayed the coin and told the leader “The GOD of Heaven and earth directed me to give you this gold coin”.  Immediately both associates cried out “He is the one, He is the one”.  Obviously I was taken back.  The atmosphere surrounding the meeting immediately changed.  Suddenly we were embraced by these men and were then told the story:

The leader, let’s call him Sonny, had been in China meeting with a certain “Old Man” who has authority over a substantial portion of China’s wealth.  The man I gave the coin to was his protégé.  While Sonny was with the Old Man, he was led to give him a special lapel pin with a specific precious stone in it.  When he did the Old Man began to weep.  Inquisitive, Sonny asked the Old Man what happened.  “Fifty-five years ago I was given a vision that someone would give me the pin.  This would confirm that he would be my successor.  He will then meet with two “white” men and one of them will give him a gift.  That man has been selected to work with and have authority of the treasure of China as well.”  Sonny and his associates had been waiting the arrival of the two “white” men.  Little did I know that Our Heavenly Father had orchestrated the whole encounter which had begun before I was formed in the womb.  I now had a covenant over the wealth of China.

I was invited to go and view the “treasury”.  However I did not perceive that it was time.  To this day I have not been led to go and have lost contact with Sonny.  No problem.  I am not concerned about it since I know that Our Heavenly Father will bring forth the manifestation in HIS timing.  Had I begun working with their wealth at that time, I now see that I was not ready to walk out the calling.  Just as Paul needed to go through a fourteen year training period, each of us must go through our extensive training.  We must mature to the point that when we are challenged by spirits such as Python, we don’t fold under pressure.  Those who are led by the love of money will pull out all stops in an attempt to maintain control over wealth.  A financial calling isn’t as glamorous as one would think.

The (certain) man of Macedonia stood and pleaded must have been an angel requesting Paul, the human agent, to come and deal with Python.  Paul was prepared and willing to deal with any situation that arose.  He knew what he was called to do.  Nothing would ultimately distract him from his calling and he was given the needed tools to deal with whatever situation arose.

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The Fiscal Cliff

Wednesday, November 21st, 2012

Some summary observations based on my understanding and supported by past blogs:

By 2004, the U.S. budget deficit was out of control.

Using Generally Accepted Accounting Principles (GAAP), the deficit of 2004 was $11.0 trillion versus a reported $412 billion cash-basis deficit.  The true annual deficit is running about $5-7 trillion per year since 2004.

No amount of spending cuts or tax increases could ever bring forth a balanced budget unless you slash the “entitlement” programs that remain politically untouchable.

Unless there is a miracle, the United States will have hyperinflation by 2020, where the Fed will have no practical choice but to the print the money the U.S. needs to cover its obligations.  The U.S. dollar will be highly inflated and will be worthless, reflecting a full loss of purchasing power.

The U.S.Government and consumers have been living beyond their means supported by excessive and unsustainable growth in debt.  The Federal Reserve’s Alan Greenspan strongly encouraged the excessive growth of consumer debt as a way to support economic activity, continuously borrowing economic growth from our children’s future.

A day of reckoning must come.  In September of 2008, the U.S. financial and banking systems came to the brink of collapse.  To prevent the collapse, the Fed and the U.S. government created, spent, loaned, guaranteed, and gave away whatever money was necessary to counteract the impending collapse in order to keep the system afloat.  This only served to delay the inevitable.  

The economic and systemic-solvency crisis is still occurring.  The ultimate costs for saving the system will occur through inflation and the eventual full debasement of the U.S. dollar.  The timing for the highly likely hyperinflation is between 2013 and 2020.

The official double-dip Great Recession is at hand and a hyperinflationary great depression should be in the works by the end of 2014, where disruptions to the normal flow of commerce from the hyperinflation will push the economy into a great depression.

To prevent the loss of global confidence in the U.S. dollar from evolving into a hyperinflationary collapse of the U.S. currency, the federal budget needs to truly be balanced, in terms of GAAP-based accounting.  The probability of this happening is virtually zero.  Those receiving entitlements will remove any politician who attempts to cut their primary support for existence.  The extreme economic pain that would follow such attempts will keep politicians from stepping up to the painful task.

There is no possible way of balancing the deficit without a major restructuring of the “entitlement” programs.  There are not enough taxes that can be raised, or enough spending that can be cut otherwise, that would balance the actual deficit.  In the current structurally-impaired economy, there is no way of generating enough new economic activity to grow out of the deficit. 

Holdings of physical gold and silver and other stores of wealth may be the best defense for the difficult times ahead.  Real estate and gold-mining stocks may prove beneficial in the longer term.

I do not give investment advice but I have personally invested in hard assets and stocks as mentioned above.  More importantly, I recommend de-leveraging by paying off debt and purchasing with cash rather than using new debt.  You should make your own determination of how to invest by seeking counsel of a qualified financial consultant.  Most importantly, you should seek the guidance of Our Heavenly Father in how to position yourself in the near future.  If these events do occur, those who have been prepared by Our Heavenly Father will be used to bring forth HIS Kingdom as the current system fails.  Man’s reliance on Mystery Babylon will evoke some level of chaos, rage, and anger.  The Love of Our Heavenly Father will counteract the fear, uncertainty, and doubt brought on by the collapse of the former system.  Thy Kingdom come, Thy Will be done.

Posted in Biblical Economics & Money | Comments Closed

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