Archive for September, 2010

$2,000 Gold

Thursday, September 30th, 2010

"There hasn't been an empire in the history of mankind that has given away its wealth and its power base like the United States is currently doing. What are you doing? You've got 20% unemployment, you're trying to bailout out the Chinese, you're trying to bailout the Indians, you're trying ...

Subsidy of Debt: The Broken Business Model

Thursday, September 30th, 2010

Remember when “flipping” houses was the hottest investment around.  Just go down to Florida and buy a condo, put it back on the market at a higher price and wait.  If you had a good credit score and reasonable cash flow, you could leverage up dramatically thus generate much greater ...

The Game: Easy to get in, hard to get out

Tuesday, September 28th, 2010

“Greed is the root of all evil.”  Yes, I know we have heard that the “love of money” should start the sentence but the translators could have easily replace the phrase with the word greed.  Greed is an excessive desire to possess wealth or goods and it also known as ...

Walking Worthy of Your Calling

Sunday, September 26th, 2010

Ephesians 4:1-2   I, therefore, the prisoner for the Lord, urge you to live worthily of the calling with which you have been called, with all humility and gentleness, with patience, bearing with one another in love, Each of us has a calling by Our Heavenly Father and you can ...

Stuxnet: a Case against Complexity

Saturday, September 25th, 2010

I have been associated with the technology field for nearly 40 years.  It used to be an 8 to 5 job but is now 24x7.  Our misassumption is that technology will improve our lives but I beg to differ.  It will certainly change our lives but it will also put ...

The Hidden Depression

Friday, September 17th, 2010

One in seven Americans is living at poverty levels which equates 43.6 million people.  This number does not account for the underground cash economy.  Some of these people are not reporting cash payments and are evading the tax system.  By doing this, they do not contribute their share of social ...

Commercial Real Estate Deterioration

Sunday, September 12th, 2010

The following describes the downward spiral of the commercial real estate contraction: 1. Less consumer traffic forces marginal retailers to close once they have liquidated their merchandise at distressed prices. 2. Distressed prices redirect consumers away from the stronger retailers moving them toward marginal business levels. 3. ...

Crisis Window

Sunday, September 12th, 2010

The next five years (2011-2016) have a high probability of a national if not a global crisis.  The globe is headed towards an economic cliff and the challenge is that no one knows “when” we will arrive.  Those in power simply do not know how to fix the economic problems ...

The Collapse of Credit

Friday, September 10th, 2010

The baby boomer generation has fueled the use of credit for the last 40 years and that is now changing.  The prime means of increasing wealth was through the use of leverage: borrow as much as possible to buy the biggest house because it will increase in value.  The problem ...

Where is your focus?

Sunday, September 5th, 2010

Luke 17 20  Now when He was asked by the Pharisees when the kingdom of God would come, He answered them and said, "The kingdom of God does not come with observation; 21 nor will they say, 'See here!' or 'See there!' For indeed,the kingdom of God ...