If you believe that the current economic system of fiat currency is at risk of failure, then-
To minimize personal pain if and when the coming economic crisis arrives:
1. Your equities are held in certificate form.
2. You have no Federal retirement funds.
3. You have no CDs and investments in bonds.
4. You store your own precious metals.
5. You have no mortgage obligations.
6. You keep cash on hand for 6 months expenses.
7. You have no consumer debt at all.
If you believe that the current economic system is solid and will continue indefinitely, then-
1. Do nothing, all is safe and good.