Archive for the ‘Biblical Economics & Money’ Category

Kingdom Economics 101

Wednesday, September 9th, 2009

The Kingdom of GOD is based on abundance, the kingdom of man is based on scarcity.

This website has provided much detail about the current financial system since after all, we are operating in this system.  All of us want to obtain or retain wealth so that we can carry on the affairs of our lives.  Food, shelter, and clothing are all necessities that require payment of some kind.  In the kingdom of scarcity, there are those in control who want to dictate who gets what, the King Saul mentality.  It is important for us to view the other system which supersedes this system: The Kingdom of GOD.

Healthcare:  The U.S. spends trillions in healthcare every year and the Administration wants to establish a $2 Trillion guaranteed healthcare plan.  Healthcare costs in the Kingdom: $0.  Jesus healed the multitudes.  The following provides us a list of HIS healthcare ministry

  • Healing of a nobleman’s son (John 4:46-54)
  • Delivering a man in the synagogue from demonic spirits (Mark 1:21-28; Luke 4:31-37)
  • Healing Peter’s mother-in-law (Mark 1:29-31; Luke 4:38-39; Matthew 8:14-15)
  • Cleansing a leper (Mark 1:40-45; Matthew 8:1-4)
  • Healing a paralytic (Mark 2:1-12; Matthew 9:2-8; Luke 5:17-26)
  • Healing of the man at Bethesda (John 5:1-15)
  • Healing a man with a withered hand (Luke 6:6-11; Matthew 12:9-13; Mark 3:1-5)
  • Healing the Centurion’s servant (Luke 7: 1-10; Matthew 8:5-13)
  • Raising the widow’s son (Luke 7:11-16)
  • Casting out a dumb and blind spirit (Luke 11:14-26; Matthew 12:22-32; Mark 3:22-30)
  • Healing a man possessed by demons at Gadara (Mark 5:1-20; Matthew 8:28; Luke 8:26)
  • Healing a woman with an issue of blood (Mark 5:25-34; Matthew 9:18-26; Luke 8:40-56)
  • Raising Jairus’ daughter (Mark 5:21-43)
  • Healing of two blind men (Matthew 9:27-31
  • Casting out a spirit (Matthew 9:32-34)
  • Delivering the Syrophoenician’s daughter (Matthew 15:21-28)
  • Healing a deaf and dumb man (Mark 7:31-37)
  • Healing the blind man of Bethsaida (Mark 8:22-26)
  • Casting demons out of a lunatic boy (Mark 9:14-29; Matthew 17:14-21; Luke 9:37-42)
  • Healing a man born blind (John 9:1-41)
  • Healing a woman with an 18-year infirmity (Luke 13:10-17)
  • Healing a man with dropsy (or edema) (Luke 14:1-6)
  • Raising Lazarus (John 11:1-46)
  • Cleansing of ten lepers (Luke 17:11-19)
  • Healing blind Bartimeaus (Mark 10:46-52)
  • Healing of Malchus’ ear (Luke 22:49-51)

Shouldn’t we be focusing on “alternative” healthcare?  As my colleague Dr. Vince Speckhart has said, “The body is designed to heal itself”.  The current economic system is chemical based and generates thousands of toxins that are absorbed into our bodies and cause our bodies to malfunction.  Our current solution is to treat the results of toxic interference with pharmaceuticals that add to the toxic overload.  We each have a unique history of toxic absorption and require a uniquely formed solution.  Jesus’ healing ministry tended to focus on “acute” problems.  Could it be that we are expected to resolve chronic problems before they turn into acute problems?  Isn’t that what stewardship is all about?  Cleansing the body is just one facet of The Kingdom Economy.  What would happen if our bodies were detoxified and operated as designed?  What would the average healthcare cost per family be reduced to if most of the chronic conditions were resolved and brought to conclusion?  My guess is a hundred bucks per month, max!

We should focus on two things in this area:

1. unlocking the healing ministry of Jesus which will only come by the revelation of Love.

2. pursuing revelation of reversing the toxic accumulation of the body.

Fruitfulness

Wednesday, September 9th, 2009

Economics is all about producing good fruit.

Mat 7:15-18

15  “Beware of false prophets, who come to you in sheep’s clothing, but inwardly they are ravenous wolves. 

16  “You will know them by their fruits. Do men gather grapes from thornbushes or figs from thistles? 

17  “Even so, every good tree bears good fruit, but a bad tree bears bad fruit.

18  “A good tree cannot bear bad fruit, nor can a bad tree bear good fruit.

19  “Every tree that does not bear good fruit is cut down and thrown into the fire.

In the 1980’s I learned a valuable lesson in understanding the Kingdom of God versus the kingdom of man: fruitfulness.  I was in a situation with another person where both of us thought we heard Our Heavenly Father concerning a subject of interest to both of us.  However, the other person’s view was the opposite view to mine.  We both loved the Lord and sought to walk according to HIS principles but one of us was right and the other was wrong.  That was the reality.  I sought Our Heavenly Father for an answer to this situation.  I didn’t mind being wrong, I just wanted to know the truth of the matter.  HIS answer was, “Look at the fruit in both of your lives in this area, the one who has produced good fruit in this particular area has the revelation, the other does not”.  Little did I know at the time that this nugget of wisdom was so needful in my walk throughout the following decades.  We cannot judge the person but we are to judge the fruit.

Gen 1:11  And God said, Let the earth bring forth grass, the herb yielding seed, [and] the fruit tree yielding fruit after his kind, whose seed [is] in itself, upon the earth: and it was so

When Our Heavenly Father created this world, HE set a law in place: a tree will yield fruit after his kind.  An apple tree cannot yield oranges, you can count on it.  This is a simple reality but in human affairs it does require some discernment and often one must take a few steps back and consider the big picture.  As Christians we are always looking for a connection with others and hoping that the next connection will bring forth The Kingdom of God thus we place our faith in the future rather than the “now”.  Often the connection being sought after has some scarce resource tied to it, usually money, but sometimes it is a prophecy or a vision.  If we could just make the connection, our ship of prosperity will come in.  Unfortunately that is not how it works.

Hearing from Our Heavenly Father and acting on His Word produces revelation, faith, and fruitfulness.  So often, we try to attach ourselves to the revelation of others hoping to enjoy the same fruit as them.  We emulate their success expecting the same but it never seems to work out that way.  Why?  It is because their success is based on their gifts and calling.  When we try to attach ourselves to their calling, we become usurpers and receive Our Heavenly Father’s judgment and correction for that action.  What we effectively do is substitute “hearing Our Heavenly Father” with another person’s revelation only to find that unfruitful results are produced.  When you try to align yourself with another person because of a prophetic word given to him or her, you exalt that person above Our Heavenly Father and that can produce disastrous results.  Yes we should appreciate someone else’s gifts but moreover we should focus on the gift giver.  The people exalted King Saul and his Pentecostal mentality is alive and well today among the brethren.

We must be quiet in order to hear Our Heavenly Father.  We must stop our minds from racing through all of those scenarios that constantly vie for our attention.  We must set aside all of those burdens that would redirect our attention.  We must declutter our lives in order to hear and we must prepare ourselves for answers that may take us out of our comfort zone.  A revelation is an answer to our problem or situation that exists at a higher level of understanding.  The solution to the problem is never found at the level where the problem was created.  Have you ever wondered why a person who is in the midst of a problem just cannot see the solution when it is so obvious to you?  If they could just rise above the problem, the solution becomes obvious.  Since Our Heavenly Father operates in the highest realm, why not listen to HIS solution and direction.

Faith requires that once we hear from Our Heavenly Father, we act accordingly.  “Faith without works or fruit is dead.”  When Our Heavenly Father tells us to do something, our biggest challenge is to be obedient.  Obedience does not add to His Word but simply carries it out.  Our ego wants to take control of Our Father’s Word and effectively judge it to be insufficient.  Isn’t that what happened in the Garden of Eden?  Oftentimes Our Heavenly Father will require us to walk by faith knowing that this walk will be tried and tested.  We must resist the temptation to add or subtract what Our Heavenly Father spoke to us and walk out His Word as directed.  This is overcoming our ego so that we will mature and be given greater things to do for the Kingdom.  A good steward faithfully takes direction and fulfills the wishes of his Lord.  He does not go back to his Lord and negotiate in an attempt to manipulate the Lord’s plan.  If you keep asking Our Heavenly Father the same question, HE will give you the answer according to the idols of your heart.  Jesus revealed that there are multiple levels of faith: no faith, little faith, great faith.  The soldier of great faith saw no need to negotiate a different “word” from Jesus in order to satisfy his ego.

Once we hear and by faith walk out the revelation given, good fruit will come forth.  There will not be a lot of confusion or noise surrounding this fruit.  There will be no question whether you heard Our Heavenly Father speak for His Word does not return to Him void.  If you are being plagued by problems, hindrances, failures, etc. you must become a fruit inspector and stop the path you are on.  Some men rationalize unfruitfulness by assuming they have taken on an Old Testament prophet’s mantle.  Did not the Blood of Jesus eliminate the need to operate in the Old Testament fashion?  Isn’t our Covenant a better one?  Was Jesus required to carry around a wooden yoke to suffer in a prophetic manner on our behalf?  The fruitfulness of Jesus should be our standard of comparison, not other men.  It is no wonder that there were four Gospels written about His earthly ministry.  Each Gospel provided another view of His example.

Are you bearing good fruit, bad fruit, or no fruit at all?  Do not be dismayed, it can be easily corrected.  Repent, turn from your current path.  Be still and listen.  I knew one man who waited two weeks after he isolated himself from “the world” before he could hear anything.  For each of us it is different.  Write down all the issues you are dealing with.  In another column, write down your “good fruit”.  Be open and truthful.  Have you been living a lie?  Once you repent, you now open yourself up to start afresh.  Our Heavenly Father’s mercy is greater than anything you are guilty of.  Quit looking at other men or women when defining your life.  Their gifts are not your gifts.  Our Heavenly Father may bring you together with others to satisfy a need of the Kingdom but don’t assume that just because they have a calling similar to yours that they will automatically participate with you.  Both of you will find peace when the need to work together arises.  In the meantime, you should love all men.  You should not be a stumblingblock by allowing your ego to hinder their progress.  There is plenty of room in the Kingdom for all to participate and be fruitful.  When Our Heavenly Father puts you together with another person, be content and focus on the mission at hand.  If you are not immediately fruitful, it may be a timing issue.  You may need to mature before the fruitfulness comes.  Jesus spent 33 1/2 years to complete His earthly calling.  Don’t be impatient.  If you are operating in your calling, you will produce good fruit.  You may require some adjustment in your thinking along the way but be assured as you become a man after GOD’S own Heart, good fruit will come forth.

Are you sharing your good fruit with others or hoarding it for yourself?  As you sow good fruit into other people’s lives, more fruit will abound!  That is the economic effect of The Kingdom of GOD!

Creating Derivatives for "Death", etc.

Tuesday, September 8th, 2009

At last, Wall Street has figured out how to make money on “Death”.  They are planning a new product that will securitize life insurance policies thus tapping into the $26 Trillion life insurance market.  I have personally seen an elderly person taking out a life insurance policy and selling it for a discounted portion of the proceeds that will be paid out at his death.  The beneficiaries pay the premiums on behalf of the elderly, relying on the actuary tables to protect their investment.  Put a bunch of these policies together and create a security called “life settlement bond” you can sell in the market.  What will they think of next?  See: http://www.marketwatch.com/story/life-settlements-could-be-wall-streets-next-act-2009-09-06

Solving the Debt Crisis with more Debt?

As of the 1st quarter of 2009, the total net debt versus the U.S. Gross Domestic Product stood at 372%, the highest ever.  This compares to 301.4% in 1933 during the Great Depression.  Back then, we were a manufacturing country but that is no longer the case.  The self interest of elected officials dictates that the electorate feel no pain so that each official can be reelected.  This prevailing attitude of self interest is perpetuated by future promises of wealth.  You can simply track net worth of most past elected officials and see a surprising success of growth in net worth.  Whether it be $5 million book deals or prestigious positions on the Board of Directors of major corporations, it is uncanny how smart public servants become while in office.  Getting elected is all about personal economics it seems and it matters not to what political affiliation you belong.

The current system mentality looks at the “free lunch” method of economics as the preferred path.  Past trade agreements opened the borders to allow corporations to easily exploit other labor pools for a short term flush of profit.  After all, their bonuses depended on attaining profit goals with regard to the long term effects.  Jack Welch of GE fame was well regarded in business circles due to his innovative management strategies and leadership style.  His net worth is estimated at $720 Million.  He moved the company away from manufacturing to financial paper products and GE Credit contributed substantially to his success.  Now GE is suspected by some industry observers of having notable derivative problems.  Only time and disclosure will tell.

China may default on derivatives

China is losing patience with the arrogant behavior of the American view of financial markets.  They are taking steps to prepare themselves for life after the U.S. Dollar. See: http://www.economist.com/businessfinance/displaystory.cfm?story_id=14365060

China is now encouraging its citizens to invest in gold and silver

What would happen if you added 1.3 billion potential investors to a particular market?  China understands the economics behind the “Golden Rule”: He who has the gold, rules.  Americans have been duped into investing in paper investments and giving up their hard assets.  This has allowed Wall Street to exploit paper asset value and extract wealth from the individual participants with the help of little or no regulation over their predatory business practices.  China has been burnt by Wall Street but may have the last laugh.  The dollar-centric world may be on its last leg.  If China did read the history books of how the U.S. Dollar became the world’s reserve currency, they would conclude that whoever owns the most gold can force the others to conform to that nation’s economic direction.  As the U.S. is creating a bigger black hole of debt, China is buying up commodities around the world.  With over $2 Trillion in reserves, they can put a floor in the price of most commodities, especially gold.  By the way, gold just surpassed $1,000 for a third time.

China may eliminate exports of certain critical metals including those critical to computer disk drive manufacturing.  Russia and China have the world’s only source of rare earth minerals that are used in building hybrid automobiles. See: http://www.proactiveinvestors.com.au/companies/news/2301/arafura-resources-is-well-placed-as-china-tightens-rare-earths-global-supplies-2301.html

One thing is clear, China is growing in strength and the U.S. is declining.

Rev 16:12 And the sixth angel poured out his vial upon the great river Euphrates; and the water thereof was dried up, that the way of the kings of the east might be prepared.

Are the “kings of the east” China?

Does the river Euphrates mean that the “Fruitfulness” of the West is drying up?  Another meaning of Euphrates is “Sweet Water”.

Selah!

Self Interest: The End of the "Rule of Law"

Tuesday, September 1st, 2009

With about 900 banks expected to fail, the U.S. Economy will move into a second wave of problems.  A recent trip to Ft. Myers, Florida, revealed a substantial glut of commercial real estate properties standing vacant with no expected rental income in the future.  The newest Target store looked like a ghost town.  Needless to say, we did not have to wait in the checkout line.  This is indicative of those areas who enjoyed double-digit growth over the last few years in the real estate bubble.  Prepare for the next bubble to pop.

Bubblenomics

In times like this,new words are created to describe the events being observed.  The word that best describes the current response to our economic woes is “Bubblenomics”.  Monetary policy is being used to address structural issues with our economy.  Money can’t fix a loss of manufacturing jobs by printing more and the average American’s productive capacity is underutilized.  We need to create or build to provide a foundation for a strong economy.  Historically, savings and investment provide the needed capital for new businesses and products.  It will be found that Alan Greenspan failed as the Chairman of the Fed and savings rates should not have been pushed to extreme lows thereby punishing the savers.  He managed to interrupt the natural cycle only to evoke a more severe correction on the bust portion of the cycle.  In the meantime economic policies promoted “globalization” of manufacturing by moving plants offshore and undermining the productive use of our human resources in favor of building a “services & financial” economy which has proven to be disastrous.  That move enriched a few on Wall Street and Washington but hurt the manufacturing states.

Cyclical Realities

The weather is made up of short cycles as well as long-term cycles and when these cycles converge on each other, we tend to get extreme weather.  The same is true in the economic realm.  History shows that we have boom/bust cycles occurring rather frequently.  However there are longer term cycles that have been observed to have more notable effects on the economy and society.  For instance there is a 51.6 year cycle has been studied since the Civil War and has proven to be rather accurate.  We have entered the down cycle and with the convergence of the short term cycles (thereby increasing the amplitude), it sets the stage for $3,000 gold prices.

Reserve Currency

What prompted the world to establish the U.S. Dollar as the world’s reserve currency?  First of all, the U.S. had 76% of the world’s gold in its possession after WWII.  Secondly, we were the world’s arms dealer and food supplier.  Mankind’s thinking runs in cyclical patterns and when one generation begins to die out, the next generation’s self interest kicks in and starts the process over again.  We only need to look at Spain and Great Britain to see what a former World power looks like.

All of the above point to the spiral of Self Interest.  In the 60’s the pressure against the U.S. Dollar began (51.6 year cycle).  It culminated when Nixon closed the Gold Window which was prompted by the action of the French wanting to hold gold over dollars.  Inflation had begun in the U.S. and those dollars were declining in relative value.  Terms such as “greater good” mask the true term of “self interest”.  What then surfaced was the battle of self interest between the government and the people.  Social security is a great example.  Government installed social security as a way of helping the retired people to sustain themselves after their productive years.  All of us were required to withhold part of our wages with the promise we would receive benefits at retirement.  What a noble cause!  Fast forward a few decades and now those funds have been replaced by IOU’s and the threat of insolvency is at hand.  What happened to all of our money as well as the employer matched funds that were deposited with the U.S. Treasury?  That money is gone!  It was used for the “greater good” by the various administrations who “borrowed” our money without our specific permission.  If any of us did that at a private level, we would be put behind bars.  The Rule of Law has given way to the path of Marxism.  “Marxism is an economic political theory by which law is considered an instrument of oppression and control, and which the ruling class uses against the working class.”  The complacency of the average American has allowed government to pursue a path whereby laws prefer the lobbyists of large corporations who fund reelection campaigns.  Have you ever noticed how difficult it has been to have campaign financing reform?  Why is it that Congress has their own retirement and healthcare benefits?  Why do Congressmen get preferential treatment when breaking the law?  The recent judicial decisions upholding the view that imminent domain needs could trump private land ownership is just another example of the issue of self interest.  As the rule of law disintegrates, property laws vanish and people will no longer attempt to hold property, in fear of confiscation.

The rule of law is in the hands of 545 people in Washington.  The recent bailouts of the “too big to fail” corporations and banks have brought to surface the change in the rule of law to the rule of self interest.  Even though the President includes the “rule of law” in many speeches, self interests rule now.  Goldman Sachs has been the indirect recipient of substantial bailout funds authorized by government officials who were former Goldman executives.  Our Heavenly Father will reconcile the books of this path of self interest.  It may not be this Friday or next, but you can be assured HE will!

Contraction Needed

Tuesday, August 25th, 2009

Continuous expansion is not healthy for any economic system.  Over-expansion will cause the needed contraction to be more severe than otherwise needed.  The current policy of “bubble” economics has been delaying the inevitable.  Further delay could facilitate a collapse just as it did in Rome’s final days.  Contraction allows the system to detoxify from the previous expansion period.  Unprofitable and unsustainable efforts and entities are removed from the system.  Leverage is reduced and equity in investments are increased to prepare for the next opportunity to expand.  Just as eight hours of sleep is a period of contraction and recuperation in preparation of the next day, economic contraction performs the same function.  Economic health requires a rest period after it has been expanded beyond its normal cycle.  Cycles are a part of nature.  Electromagnetic waves are measured as cycles, time is measured in cycles, as all life is measured in cycles.  Biblical cycles of time are well documented and provide us with an anticipated calendar of events.  Jubilee is a time of contraction and all debts are canceled.  Land is to be given a year of rest every seventh year, another form of contraction.  We know that during that year of rest, weeds grow deeper roots and pull up the minerals depleted by the shallower root system of food crops thus creating a natural fertilizing function.  The Sabbath was established as a rest day, another time of contraction.  The Sabbath was made for man, man was not made for the Sabbath. 

Profit is made from innovation at the time of compression.  When the expansion comes, the fruit of the compression is realized and enjoyed.  The harvest is substantial.  The problem arises when we don’t understand the cycle.  Society wants continuous harvest without any additional investment.  During the Great Depression, people were put to work by building infrastructure: roads, bridges, national parks, etc.  When the economy turned around, Americans enjoyed the fruit of all that labor but those efforts could only last so long before it would take another investment in infrastructure.  The U.S. energy infrastructure is in decay.  Trillions need to be invested in pipelines, water, roads, bridges, and rail.  The days of cheap energy are gone in this current paradigm.  Rail is a more efficient method in moving goods and people. 

Profit from leverage is temporary.  Greater leverage can provide short-term profits but the risk goes up exponentially.  The risk/reward ratio becomes unmanageable and puts the organization in peril if some unforeseen event occurs.  Sudden loss of access to capital markets causes businesses who are highly leveraged to contract their balance sheet at all costs.  They do that by selling assets pennies on the dollars to raise cash so that they can meet their cash requirements.  When leverage is taken to an extreme, the slightest change in demand or some event occurring at the wrong time will cause a cascading effect and create an insolvent business.  This is the core problem with the derivatives market.  By definition, a derivative is a leveraged position.  For that matter, insurance is a leveraged event if most of the insured evoke a required distribution at the same time.  Life insurance companies work the odds that we all won’t die at the same time.

Lowering your debt is a contraction based plan.  Do it now.  It will prepare you for the next expansion phase, if and when it happens.  Low or no debt encourages restful sleep, reduced stress, and puts you in a position of helping others.

Public Servants fly high

Tuesday, August 11th, 2009

There are many times in our lives that each of us has to eat our own words.  The U.S. Congress seems to be inciting a riot among the constituents.  At a time when true unemployment exceeds 16%, and most of us are tightening our belts, the U.S. Congress is spending money in reckless abandon.  We are moving towards a $100 Trillion overall liability and nobody seems to care.

[Congress to Buy Eight New Planes]

 

The Congress is ordering eight new planes at a cost of $550 Million.  See: http://online.wsj.com/article/SB124960404730212955.html   What adds insult to injury is that these planes will cost $66 million each, $17 million more than the sticker price of $49 Million.  With the soft aviation market, current street prices are about $43 Million.  See: http://blogs.wsj.com/wealth/2009/08/10/why-is-congress-paying-66-million-for-a-49-million-jet/  One of their complaints is that there current fleet of airplanes has to refuel more often.  How disappointing!  Congressmen are taking more trips to other continents (with their spouses) on “fact finding missions”.  C’mon.  How many facts will you find on a three week boondoggle to Europe with the spouses getting in the way?  It sounds like we all need to become public servants to get in on some of that lovin’.

What are they thinking?  At a time when many Americans are trying to pay the rent, 545 people in Washington are rubbing it in their faces.  The tax revolt tea party is being fueled by these less than prudent acts.  Are the lawmakers so disconnected from reality to believe nobody will notice as they take liberties in these times?

Is the mortgage situation getting any better? Deutsche Bank  believes continued declines in home values will increase the number of US mortgagors with negative equity from 14m in Q1/09 to 25m in Q1/11.

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See:  http://www.housingwire.com/2009/08/06/deutsche-sees-48-of-all-us-mortgages-underwater-in-2011/  The green shoots the media speaks about may just be weeds.  The financial hole we’ve been digging for years may be too large to fill.  Our children and grandchildren will be the recipients of this generation of reckless spending.

Our Heavenly Father speaks of blindness of men.  Otherwise intelligent people are taking actions that will ultimately come back to haunt them.  As an observer of this blindness in action, I marvel at the preciseness of the Holy Scripture and the unfolding of the end of an age.

Economic Suicide

Friday, August 7th, 2009

The new healthcare bill will be the defining moment of the United States.  If this bill is passed it will be the straw to break the camel’s economic back.  The cost of healthcare will further deepen our trillion dollar deficits.  China is the largest creditor and will not tolerate our expanded deficits.  The future of America is in the hands of China.  Congress is recklessly passing bills that will dramatically and negatively impact the average American because most Congressmen are not even reading the bills they are voting on.  When a country is in a recession, you don’t raise taxes.

Euthanasia is the intentional killing by act or omission of a dependent human being for his or her alleged benefit.  HR 3200 currently under consideration in the House of Representatives will promote euthanasia.  This bill will mandate who gets healthcare, what treatment, and when they should receive it. 

The bill:

• MANDATES a government audit of the books of ALL EMPLOYERS that self-insure (Sec. 113, Pg. 21-22)

• Sec. 122, Pg. 29, Lines 4-16 – YOUR HEALTH CARE WILL BE RATIO

• Sec. 123, Pg. 30 – THERE WILL BE A GOVERNMENT COMMITTEE deciding what treatments and benefits you get.

• Sec. 142, Pg. 42 – The Health Choices Commissioner will choose your benefits for you. You have no choice!

• Sec. 152, Pg. 50-51 – HC will be provided to ALL NON-US citizens.

• Sec. 163, Pg. 58-59 beginning at line 5 – Government will have real-time access to individual’s finances & a National ID health care card will be issued!

• Sec. 163, Pg. 59, Lines 21-24 – Government will have direct access to your bank accounts for electronic funds transfer.

• Sec. 201, Pg. 72, Lines 8-14 – Government is creating an HC Exchange to bring private plans under government control.

• Sec. 1121, Pg. 239, Lines 14-24 – The government will limit and reduce physician services for Medicaid. Seniors, low income and poor are the ones affected.

• Sec. 1162, Pg. 335-339, Lines 16-25 – The government mandates establishment of outcome-based measures. Rationing.

• Sec. 1233, Pg. 425, Lines 4-12 – Government mandates Advance (Death) Care Planning consultation. Think Senior Citizens and end of life. END-OF-LIFE COUNSELING. SOME IN THE ADMINISTRATION HAVE ALREADY DISCUSSED RATIONING HEALTH CARE FOR THE ELDERLY.

• Sec. 1233, Pg. 425, Lines 17-19 – Government WILL instruct and consult regarding living wills and durable powers of attorney. Mandatory end-of-life planning!

• Sec. 1233, Pg. 425-426, Lines 22-25, 1-3 – Government provides approved list of end-of-life resources, guiding you in death.

• Sec. 1233, Pg. 427, Lines 15-24 – Government mandates program for orders for life-sustaining treatment (i.e. end of life). The government has a say in how your life ends.

• Sec. 1233, Pg. 429, Lines 1-9 – An “advanced care planning consult” will be used as patient’s health deteriorates.

• Sec. 1233, Pg. 429, Lines 10-12 – “Advanced Care Consultation” may include an ORDER for end-of-life plans – from the government.

• Sec. 1233, Pg. 429, Lines 13-25 – The government will specify which Doctors (professional authority under state law includes Nurse Practitioners or Physician’s Assistants) can write an end-of-life order.

• Sec. 1233, Pg. 430, Lines 11-15 – The government will decide what level of treatment you will have at end of life, according to preset methods (not individually decided).

• Sec. 1711, Pg. 764 – The government will require preventative services – including vaccinations (no choice).

SEE: http://www.lc.org/ and read the bill for yourself.

Members of Congress will be exempt from this healthcare bill.

The 3rd “R”… ‘rithmetic

Tuesday, August 4th, 2009

The fundamentals of education historically have been Reading, wRiting, and aRithmetic, known as the 3 R’s.  We have been conditioned to believe that growth is always good, the one exception being “weight”.  Most of us do not want to grow our weight anymore and would enjoy a decline in weight.  Zero growth in weight once I left high school would have been ideal based on the current insurance tables.

Most people do not understand the exponential growth curve.  This may be one of the most important concepts you, your children, and your grandchildren should understand because it will affect every person on this earth unless of course Our Heavenly Father intervenes soon.  Actually, this concept supports Divine intervention soon.  Prophets have been anticipating a change on earth.  The Mayan calendar projects an end of the current eon.

The following 8 part video provides one of the best explanations on why I believe that commodities are one of the best long term investment strategies.  Don’t be concerned about the mathematics other than understanding that the arithmetic is accurate and adequately explains where we are going with the current growth rates and consumption rates.  Our motto of “simplify” may be forced on us sooner rather than later.

 

 

 

 

 

 

 

 

  

Entitlement versus Gratitude

Monday, July 27th, 2009

It was decades ago when I came to realize that the world was made up of two fundamental types of people: the givers and the takers.  No matter what economic class you are in, you can find these two groups.  Although it seems there is an imbalance of takers, givers have overcome the same obstacles, have gone to the same schools, and have had the same opportunities.  I am convinced that the maturity of your relationship with Our Heavenly Father will determine which category you belong in.  Can people change categories?  Yes.  When does that occur?  It will generally occur when you begin to comprehend unconditional Love.

In the U.S., there is a prevailing sense of “entitlement”.  Recently, a Harvard professor felt that he was entitled to harass an officer who was simply doing his duty and protecting the neighborhood.  The esteemed professor felt that because of his stature at Harvard, he could intimidate the officer who was following procedure.  See police report: http://www.thesmokinggun.com/archive/years/2009/0723092gates2.html  President Obama called the police “stupid” on national television without knowing the facts of the case.  Is the president entitled to make a judgment without the facts?  The current generation of Americans seems to believe that they are entitled to consume 25% of the world’s energy while making up only 2% of the world’s population.  They are entitled to bigger houses, more food, more entertainment, more blessings, the list goes on and on and on…  It is true the America has been a blessing to other nations in the past, but past actions will only sustain so much reward when the attitude changes from gratitude to entitlement.

This entitlement attitude that prevails around the globe and is based on past successes.  After WWII, the U.S. became the predominant military force in the world.  There are many stories of how just one change in the war could have produced a German speaking world population.  Victory feeds the ego and the ego promotes entitlement unless you understand that your success was due to Our Heavenly Father’s intervention.

When you begin to understand that your successes are connected to the biggest of pictures and that your faculties alone did not single handedly produce your successes, then you begin to operate under the mindset of gratitude.  Gratitude acknowledges that Our Heavenly Father is the ultimate cause of your success, after all we are created beings, not the Creator.  As we become grateful of our successes, we allow Our Heavenly Father to take us to the next level of stewardship.  So often men want to bypass success in the little things because they think they are called to work only in a “global” capacity.

I knew a man who believed his calling to be in the international finance arena.  He spoke to other men who also believed that their ministry was in this area.  For years they would “put deals together”.  These deals were to represent millions and millions of dollars and some of the money would be directed to fund the Gospel around the world.  This man lived out this counterfeit reality and was supported by his girlfriend.  He had such conviction about his calling that no one could minister to him.  He studied Scripture that supported his belief.  He found “prophetic” signs that confirmed his calling and anyone who challenged his path would simply be placed in a category of people who were in his life for a season.  This man had no education that would support this calling and he had no business background or experience in handling global finances.  His ego had convinced him that he was called to an arena without any preparation by Our Heavenly Father and for some unknown reason, he was entitled to pursue this unfounded dream of his.  Along the way, he would make plans to build this and that for third world countries and raise the hopes of desperate people who wanted to believe in his illusionary entitlement.  The deals never happened.

Our callings begin in obscurity as we see when Jesus was born in a manger rather than the King’s palace.  HE spent his first thirty years in preparation for HIS ministry.  We know that HE was well aware of HIS ministry at the age of twelve.  Eighteen years of additional preparation was needed by the One who would change the globe forever.  HE did not bypass this time of preparation but overcame obstacles and matured.

Jesus gave us this truth in the Parable of the Talents.  Each of us are given certain resources to develop and depending what we do with those resources, we will be given more resources with a greater responsibility.  This is really a simple concept to grasp but our ego will get in the way every time.  The man I mentioned above wanted to bypass this process all together.  He wanted a global ministry without first being fruitful in a local ministry.  Unfortunately he had not proved himself worthy of a simple act of stewardship that would support an increase in accountability and responsibility.  Was this any different for the children of Israel when they went into the wilderness for forty years?  Were they ready to enter into the Promised Land after eighteen months?  No, except for two mature men who were prepared for service.  It took an additional 38 years for the people to finally enter in and only after the generation of unbelief passed away.  The new generation spent time learning to believe in Our Heavenly Father’s promises of sustenance and protection as well as walking by HIS statutes.

Are you being a good steward of what you have been given?  Have you brought to completion the projects Our Heavenly Father has laid at your doorstep?  Are you grateful for those projects given to you or do you believe they are beneath your qualifications thus you are still waiting for the big project that would propel you into fame and fortune?  Don’t despise the little things given to you.  They may be the very thing you need to do in order to work on that bigger project you wish and hope for.

It may be time for a self assessment.  Is your ego projecting a life of entitlement or is your spirit directing you with an attitude of gratitude?

$24 Trillion? I was almost wrong!

Friday, July 24th, 2009

On Friday, September 26th, 2008, I post a blog stating that the bailout could reach $25 Trillion.  The last projected numbers place the commitment at roughly $24 Trillion, or roughly $80,000 for every man, woman, and child in the U.S. See: http://www.msnbc.msn.com/id/32010841/ns/business-us_business

If the FASB (Financial Accounting Standards Board) decides to force the issue of toxic assets being valued at market value, this $24 Trillion will rise further and it won’t be a pretty sight.  See:  http://www.bloomberg.com/apps/news?pid=20601039&sid=a5BsXz90CMso

Perception in the financial arena can make or break an economic recovery.  It has been expedient to report what people want to hear rather than the ugly facts.  Perpetuating a counterfeit reality will only work until Our Heavenly Father exposes the truth.  What will happen on that day?  It is hard to tell.  I’m sure those in power have contingency plans if the populace were to go ballistic about the hidden truth.  What most people don’t realize it that the truth has been reported but is difficult to assimilate with all of the perceptions being reported as well.  Too much data hides the truth and truth surrounded by half-truths is difficult to recognize.

The citizens of the U.S. have been promised transparency but it would appear that the promise is either being broken or those in charge do not understand how serious the problem is.  The following video provides an unfortunate chronology of Ben Bernanke: